Terms And Conditions

Terms and Conditions

Effective Date: December 4, 2025
Last Updated: December 4, 2025

Acceptance of Terms

By accessing and using thanksanderson.com (the "Website"), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our Website.

About Thanks Anderson, Inc.

Thanks Anderson, Inc. is a national life insurance producer contracted with top insurance carriers in the United States. We hold a national producer number and are licensed in every state in which we conduct business. All insurance agents on our team are licensed and insured in every state where they solicit business.

Business Address:

Thanks Anderson, Inc.
950 28th St SE
Suite 104-3 Building E #210
Grand Rapids, MI 49508
Email: [email protected]

Services Provided

Educational Content

Our Website provides informational videos and educational content about life insurance options. This content is for general informational purposes only and does not constitute financial, legal, or insurance advice tailored to your specific situation.

Insurance Services

We offer life insurance quotes, recommendations, and application assistance. When you request a consultation or complete a form on our Website, you authorize us to contact you regarding life insurance services.

No Guarantee of Coverage

We do not guarantee that you will qualify for any particular insurance product or premium rate. Approval and pricing are determined by the insurance carriers based on their underwriting criteria.

Use of Website

Permitted Use

You may use our Website for lawful purposes related to obtaining information about life insurance and requesting our services.

Prohibited Activities

You agree not to:

- Provide false or misleading information
- Use the Website for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the Website
- Copy, reproduce, or distribute Website content without permission
- Use automated systems to access the Website without our consent

Information You Provide

Accuracy

You represent that all information you provide is accurate, current, and complete. You agree to update information as necessary to maintain its accuracy.

Confidentiality

While we treat your information as confidential per our Privacy Policy, you should not transmit highly sensitive information through unsecured communication methods. For sensitive health or financial information, we will provide secure transmission methods.

Appointment Scheduling

When you book an appointment through our calendar system, you agree to:

- Provide accurate contact information
- Attend scheduled appointments or provide reasonable notice of cancellation
- Understand that appointment availability is subject to change

Intellectual Property

All content on this Website, including text, graphics, logos, videos, and software, is the property of Thanks Anderson, Inc. or our licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

Third-Party Links and Services

Our Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of third-party sites. We encourage you to review the policies of any third-party sites you visit.

Insurance Carrier Relationships

We are contracted with multiple insurance carriers. We receive commissions from carriers when policies are issued. These commissions do not affect the premium you pay, as premiums are set by the insurance carriers. We strive to provide objective recommendations based on your needs.

Disclaimers

No Warranties

The Website and content are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Information Accuracy

While we strive to provide accurate and current information, we do not warrant that the content on our Website is always accurate, complete, or up to date. Insurance products, rates, and availability are subject to change.

Not Legal or Financial Advice

Information on our Website is for general informational purposes and does not constitute legal, financial, tax, or insurance advice. You should consult with appropriate professionals regarding your specific situation.

Limitation of Liability

To the fullest extent permitted by law, Thanks Anderson, Inc., its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Website or our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Thanks Anderson, Inc. and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of your use of the Website, violation of these Terms and Conditions, or violation of any rights of another party.

Regulatory Compliance

Licensing

We maintain all required licenses to conduct insurance business in the states where we operate. Our licensing status is subject to verification through state insurance departments.

State Regulations

Insurance products and services are subject to state-specific laws and regulations. The availability of certain products and services may vary by state.

Privacy Regulations

We comply with applicable federal and state privacy laws, including insurance-specific privacy regulations. Additional privacy notices may be provided as required by law.

Dispute Resolution

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions.

Arbitration

Any dispute arising out of or relating to these Terms and Conditions or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law. Arbitration shall take place in Kent County, Michigan.

Exceptions

Either party may seek injunctive relief in court for violations of intellectual property rights or confidentiality obligations.

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify users of material changes by posting the updated terms on our Website with a new "Last Updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the modified terms.

Termination

We reserve the right to terminate or suspend your access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users, us, or third parties, or for any other reason.

Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Thanks Anderson, Inc. regarding the use of our Website.

Contact Information

If you have questions about these Terms and Conditions, please contact us:

Thanks Anderson, Inc.
950 28th St SE
Suite 104-3 Building E #210
Grand Rapids, MI 49508
Email: [email protected]

Acknowledgment

​By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

Life insurance rates are based on age and health.  What you qualify for is directly dependent upon what is stated on your medical record.  This includes any medications taken in the past or currently taking, medical history, criminal history, and age.  Life insurance quotes are not guaranteed.  Each life insurance carrier we work with will review your medical history and make an offer at the time of filling out an online application or shortly thereafter for instant and accelerated decision products.  No example of life insurance face amounts or premium pricing is a guarantee of coverage for your specific medical history or age.  All pricing options are set by the life insurance carriers.

Thanks Anderson, Inc. © Copyright 2026 Thanks Anderson-All rights reserved. | 950 28th St SE, Suite 104-3 Building E #210, Grand Rapids, MI., 49508